Youth accounts

If you’re under 18, we have some great youth accounts to help you manage and save your money.

First Saver

First Saver is the perfect first bank account for young savers with big plans.

  • Earn interest on every dollar you deposit – no minimum balance required.
  • Personalise your account name to help you stay motivated to save, like ‘Sam's bike savings’.

Find out more

Everyday accounts

  • Monitor your money with online banking, mobile banking or phone banking. If you’re under 13, you can check your account information but can’t make payments online.
  • If you’re 13 or over, you can get your own ATM/EFTPOS card. If you’re aged between 10 and 13, you can get a card with your parents’ consent
  • Once you turn 15, you can get a Visa Debit Card to buy things online, over the phone and overseas.

Free Up

  • No account management or transaction fees, even after you turn 18!
  • No paper statements – check your account through online banking or have your statements emailed to you.

Find out more

Now account

  • No account management or transaction fees if you’re under 18.
  • Get your statements in the mail to help you keep track of your spending.

Find out more

  • Join on the phone
  • Join at a local Kiwibank

Eligibility

Youth accounts are available to anyone aged under 18 years. Accounts are opened in the child’s name but with different account set-up options available, based on the child’s age.

Conditions

Other fees may apply. Download Kiwibank’s pdfDisclosure Statement (PDF 1.5 MB) or pick up a copy at your local Kiwibank.

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