• You can get your money when you need it - access by ATM, EFTPOS and internet banking (fees apply)
  • No charges for deposits or transfers to other Kiwibank accounts
  • No account management or monthly base fees (transaction and service fees apply)
  • You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas
  • You can personalise or name your account, like 'Christmas shopping account'
  • Set up and track your savings goals inside this account with Goal Tracker
  • Use with heaps! our free personal finance software to help track your spending
  • Find out more about Back-up Saver's rates and fees.
Begin the join process:
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Transaction and service fees (including cash handling and cheque clearance fees) apply. Download Kiwibank’s Disclosure Statement (PDF 600.4 kB) or pick up a copy at your local Kiwibank.