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Offset your mortgage
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Everyday banking

We've got a great range of accounts and services to meet your everyday banking needs. Choose from our range of low cost everyday accounts, or use our account selector to help select the right account for you.

Savings Investments
  • Now account

    Our standard everyday account with a choice of fee plans.

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  • Free Up

    Bank online and free yourself from transaction fees.

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  • Front Runner

    Earn high interest across up to four accounts.

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  • Bill Blaster

    Take the worry out of paying your bills.

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  • Back-up Saver

    Your money’s on hand but you still earn interest.

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  • Youth accounts

    Under 18? Save on fees and earn interest.

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  • Tertiary Pack

    Save money on your banking while you're studying.

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  • Graduate Pack

    Let us help while you take the first steps in your new career.

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  • Non-profit organisations

    If you're helping others, we want to help you!

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  • Fast Forward Saver

    Get higher interest if you stay on track.

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  • Online call

    High interest with online, anytime access to funds.

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Manage your finances

  • Heaps

    heaps!
    Our online finance management service makes it easy to see where your money's going and set and manage your budgets and goals.
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  • Managing your money
  • Need to borrow some money?

Life events

  • Buying a home
  • Going on holiday
  • Enjoying your retirement
  • Starting work
  • Studying

Conditions

Download Kiwibank's pdfDisclosure Statement (PDF 1.5 MB) or pick up a copy at your local Kiwibank.

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