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  Low Rate Mastercard
Low Rate MasterCard
Mastercard Zero
MasterCard Zero
Mastercard Gold
MasterCard Gold
Go Fly Standard
Go Fly Standard
Go Fly Gold
Go Fly Gold
Go Fly Platinum
Go Fly Platinum
Interest rate 12.90% p.a. 15.90% p.a. 16.90% p.a. 18.90% p.a. 18.90% p.a. 18.90% p.a.
Account fee
(every 6 months)
$25 Free* $40 $28 $49 $65
Interest free days Up to 55 Up to 55 Up to 55 Up to 44 Up to 44 Up to 44
Minimum credit limit $1,000 $1,000 $5,000 $1,000 $5,000 $10,000
Air New Zealand Airpoints DollarsTM 1 Airpoints Dollar per $150 spend 1 Airpoints Dollar per $100 spend 1 Airpoints Dollar per $90 spend
Exclusive access to Go Fly Thursday grabaseat deals
Access to AirpointsTM Family
Two complimentary one time Koru Lounge passes (minimum spend applies)
Complimentary travel insurance
Earn Air New Zealand Status Points
Exclusive Platinum cardholder benefits
Balance transfer offers

Conditions

*Provided you use your card at least once every three months. An inactivity fee and service fees may apply.

Transaction and service fees may apply. Interest rates subject to change. Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period does not apply to cash advances or balance transfers.

Kiwibank MasterCard Travel Insurance is arranged by Kiwibank and is issued by TOWER Insurance Limited. Important conditions and exclusions are set out in the policy document.

Airpoints Dollars not available on any balance transfers, credit card repayment insurance or cash advances. Air New Zealand’s Airpoints programme terms and conditions apply, visit airnewzealand.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency. Go Fly grabaseat greenlight deals™ are strictly limited in number. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.