Switch your card to us
There are lots of reasons to switch to a Kiwibank Credit Card, whether you want low rates, fantastic rewards – or just a bank that actually works with you to help keep your credit card costs down.
Balance transfer calculator
Use our balance transfer calculator below to help you figure out whether you’ll save money by transferring the balance of your other bank’s credit card or store card to a Kiwibank Credit Card.
Switch to a Kiwibank Credit Card today and pay only
for the first six months on the
transferred balance and new
purchases.
This is a guide only. The calculated savings are an example of what you could save – they’re based on your transferred balance being repaid at 5% per month, and assume your current bank’s repayment fee is set at 2%. Using this calculator doesn’t constitute an offer or quote from Kiwibank.
How it works
- You’ll need to transfer at least $200 from another card to qualify.
- Once your transfer is approved, we’ll pay off your old credit or store card and send you your new Kiwibank card.
- You’ll pay interest at 2.99% p.a. on that transferred balance for six months – after six months, any remaining balance will be charged interest at the usual rate for the card you’ve chosen.
- During those first six months, any new purchases you make will also be charged interest at 2.99% p.a. – and you’ll have another six months after that at 2.99% p.a. to pay them off.
Existing balance at 2.99%
New purchases at 2.99%
Pay off new purchases at 2.99%
- Switch to us
- 6 months
- 12 months
Balance transfer conditions
Kiwibank’s lending criteria, terms and conditions and fees apply. Interest rates subject to change.
The special balance transfer interest rate applies to the balance transferred from another credit or store card and is available for new and existing Kiwibank customers who apply for a Kiwibank Credit Card before 31 May 2013. After six months our standard purchase interest rates will apply to any balance transferred. This offer is not available on existing Kiwibank Credit Card balances. Transfers are subject to your Kiwibank approved credit limit. Interest will be charged on the amount you transfer from the date the transfer is processed. The special purchase interest rate applies to purchases made within the first six months from the date the card is opened and is available for new and existing Kiwibank customers who apply for a Kiwibank Credit Card with a balance transfer before 31 May 2013. Payments applied to purchases will be applied to purchases covered by the special purchase interest rate first. After six months our standard purchase interest rate will apply to any purchases made.