You don't need to sign or enter a PIN, so it takes seconds – and because your card never leaves your hand, you’re always in control.

(For purchases over $80, you can still tap your card – but you’ll need to sign or enter your PIN to complete the transaction.)

Where to use it

You can use PayPass anywhere you see the MasterCard PayPass logo and the contactless symbol, both here and overseas. It is in more places all the time.

You can still swipe or insert your card at millions of locations worldwide, wherever MasterCard is accepted.

How to get it

Every Kiwibank Credit Card issued after 15 September 2011 will come with PayPass. If you already have a card and want PayPass, call us on 0800 521 521 – there’s no charge.

Going overseas?

You can use MasterCard PayPass anywhere in the world you see the PayPass logo – but the purchase limit will vary from country to country.

Is it safe?

MasterCard PayPass is just as safe as how you pay now.

Your card:

  • never leaves your hand when you make a payment – so you’re always in control
  • has to be extremely close to the reader to make a purchase – there’s no risk of accidentally purchasing anything as you walk past the reader
  • is only charged once – even if you accidentally tap it twice.

As always, your card is protected by MasterCard’s Zero Liability Policy – so you’re not liable for any unauthorised fraudulent transactions.

If you think your card has been used without your authorisation, call us as soon as possible on 0800 521 521.

Need more info? See the FAQs.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.