It's the credit card with our lowest purchase interest rate.
The Low Rate MasterCard is accepted online, in stores and at ATMs in over 32 million locations worldwide.
Switch to the Kiwibank Low Rate MasterCard® & get on purchases
Plus pay just on any transferred balance from a non-Kiwibank credit card for six months. Minimum transfer amount $200. Transfers are subject to your Kiwibank approved credit limit. Apply before 17 January 2016. $25 account fee every 6 months. The purchase interest rate is current, but may change. Other interest rates may apply (e.g. for cash advances).
Purchase interest rate – our lowest credit card rate. This applies to any new purchases on your card. (Interest rates are subject to change)
Cash advance interest rate. (Interest rates are subject to change)
Up to 55 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers.
5% or $10 minimum monthly repayments - whichever is greater
$25 account fee every six months
$5 fee for a joint or additional cardholder every six months.