It's the credit card with our lowest purchase interest rate.
The Low Rate MasterCard is accepted online, in stores and at ATMs in over 32 million locations worldwide.
Get a new Low Rate MasterCard! Pay 0% p.a. for the first 12 months on any transferred balance from a non-Kiwibank credit card. Plus pay no account fee for the first 6 months.
Transfers are subject to your Kiwibank approved credit limit. Apply between 18 Jan and 28 Feb 2016. After 12 months, the standard purchase rate (currently 13.45%p.a.) will apply to any remaining transferred balance. After the first 6 months, the $25 fee will apply every 6 months. Other interest rates apply (e.g. cash advance).
Purchase interest rate – our lowest credit card rate. (Interest rates are subject to change).
Cash advance interest rate. (Interest rates are subject to change).
Up to 55 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers.
5% or $10 minimum monthly repayments - whichever is greater.
$25 account fee every six months.
$5 fee for a joint or additional cardholder every six months.