Features

  • Standard, gold or platinum options
  • Earn Air New Zealand Airpoints Dollars™ on every dollar spent* on your Go Fly Credit Card
  • Go Fly Thursday – exclusive access to grabaseat greenlight deals™ every Thursday
  • Airpoints™ Family – redeem your Airpoints Dollars faster by combining them with up to four other family members or close friends
  • 18.90% p.a. interest rate on purchases
  • Up to 44 interest free days, as long as you pay off your entire balance in full every month by the due date
  • 5% or $10 minimum monthly repayments - whichever is greater
  • Access to MasterCard® applause
  • Access to MasterCard Moments™ (gold and platinum cardholders)
  • Complimentary travel insurance for gold and platinum cardholders
  • Use MasterCard PayPass to make purchases of up to $80 without swiping, inserting or entering a PIN
  • Microchip technology for added security
  • Two complimentary Koru Lounge passes for every $15,000 spent in each 12 month period from the date of issue of your card.

Other fees apply. Find out more about Go Fly rates and fees.

Check out the card comparison table for more features.

Go Fly credit cards

Apply now

Or, if you're already a Kiwibank Credit Card customer and want to switch to Go Fly, call us on 0800 521 521.

Eligibility

To apply for a Kiwibank Credit Card you must be at least 18 years of age, a New Zealand resident, and have a good credit history.

MasterCard Travel Insurance

MasterCard Travel Insurance gives you, and any immediate family travelling with you, up to 40 days' cover for travel around the world. The excess for any claim is only $100. To activate the cover, simply use your Kiwibank MasterCard Gold or Platinum to purchase your overseas travel and/or accommodation before leaving New Zealand.

When travelling overseas, you may be covered for many unexpected events, such as overseas medical costs, travel delays, and lost or stolen credit cards. You'll also have access to a 24-hour support centre that provides immediate emergency and medical assistance. Please refer to the policy document below for full details and activation criteria.

pdfDownload the MasterCard Travel Insurance Policy (PDF 336 KB)

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Conditions

* Airpoints Dollars are not earned on balance transfers, credit card repayment insurance, cash advances, fees or interest.

Interest rates subject to change. Interest free period applies provided that you pay off your entire balance each month by the due date. Interest free period does not apply to cash advances or balance transfers. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Travel insurance
Kiwibank MasterCard Travel Insurance is arranged by Kiwibank and is issued by TOWER Insurance Limited. Important terms, conditions and exclusions are set out in the pdfpolicy wording (PDF 336 KB).

Air New Zealand Airpoints
Air New Zealand’s Airpoints programme terms and conditions apply, visit airnewzealand.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency. Go Fly grabaseat greenlight deals™ are strictly limited in number.

Members of an Airpoints Family can combine their Airpoints Dollars through setting up an Airpoints Family account. To add members to the Airpoints Family, the Family Enabler may invite up to four members to join the Family Enabler’s Airpoints Family and up to two of whom may live at an address that is different to the Family Enabler. When you join an Airpoints Family, you acknowledge that all of your available Airpoints Dollars can be redeemed by the Family Enabler and/or by the Family Spender(s) in your Airpoints Family and all of your individual Airpoints Dollars earnings and redemptions can be viewed by all other members in your Airpoints Family.