Compare Go Fly Credit Cards

Standard
Standard
Gold
Gold
Platinum
Platinum
Airpoints Dollars™ earned 1 Airpoints Dollar per $150 spent on Go Fly Credit Card 1 Airpoints Dollar per $100 spent on Go Fly Credit Card 1 Airpoints Dollar per $90 spent on Go Fly Credit Card
Interest rate - purchases 18.90% p.a. 18.90% p.a. 18.90% p.a.
Interest rate - cash advances 21.90% p.a. 21.90% p.a. 21.90% p.a.
Account fee $28 every 6 months $49 every 6 months $65 every 6 months
Additional cardholder fee $7 every 6 months $15 every 6 months $15 every 6 months
Interest free days Up to 44 Up to 44 Up to 44
Exclusive access to Go Fly Thursday grabaseat deals yes yes yes
Combine Airpoints Dollars with Airpoints™ Family yes yes yes
Airpoints Advance - to top up what you’ve got Up to 50 Airpoints Dollars Up to 100 Airpoints Dollars Up to 200 Airpoints Dollars
No Airpoints joining fee or Airpoints annual account fee (for you and your Airpoints Family members) yes yes yes
Two Koru Lounge complimentary passes per $15,000 spend on your Go Fly Credit Card in any 12 month period yes yes yes
Optional credit card repayment insurance yes yes yes
MasterCardTM Applause yes yes yes
MasterCard Moments yes yes
Complimentary overseas travel insurance yes yes
Status Points earning if you’re the Nominated Earner of your Go Fly credit card yes
Airpoints Dollars don’t expire if you’re the Nominated Earner of your Go Fly Credit Card while you have a Go Fly Platinum Credit Card yes
No individual Koru membership joining fee yes
Concierge service yes

All Go Fly Credit Cards are accepted at over 29 million locations worldwide, have zero fraud liability and come with competitive balance transfer offers.

Conditions

Interest rates subject to change. Interest free period does not apply to cash advances or balance transfers. Transfers are subject to your Kiwibank approved credit limit. Interest will be charged on the amount you transfer from the date the transfer is processed. If the amount requested to be transferred exceeds your credit limit, Kiwibank may process a lesser amount up to your credit limit. Kiwibank terms and conditions and lending criteria apply.

Airpoints Dollars are not available on balance transfers, credit card repayment insurance or cash advances. Air New Zealand’s Airpoints programme terms and conditions apply, visit airnewzealand.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency. Go Fly grabaseat deals are strictly limited in number. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Members of an Airpoints Family can combine their Airpoints Dollars through setting up an Airpoints Family account. To add members to the Airpoints Family, the Family Enabler may invite up to four members to join the Family Enabler’s Airpoints Family and up to two of whom may live at an address that is different to the Family Enabler. When you join an Airpoints Family, you acknowledge that all of your available Airpoints Dollars can be redeemed by the Family Enabler and/or by the Family Spender(s) in your Airpoints Family and all of your individual Airpoints Dollars earnings and redemptions can be viewed by all other members in your Airpoints Family.