Business banking

Business banking

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Rates and fees  
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Contact our business banking team Get in touch

Call 0800 601 601
8am - 6pm, Monday - Friday

Enquire online Send us an email At a branch Business banking specialists

Interest rates

Savings and Investments

Business Investment & Savings Accounts
Current rates p.a.
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$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Business Online Call
Current rates p.a.
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* Rate includes bonus interest of 0.75%p.a. if no withdrawals are made within the calendar month.
$0 – $1,999 0.00%
$2,000+ 3.15%*
Notice Saver
Current rates p.a.
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Fees

There are no transaction, entry or management fees. An immediate withdrawal will incur an interest adjustment penalty. The amount of the penalty varies depending on the notice period, the current rate of return, and the amount you wish to withdraw.

  • Limits may apply for Business customers
  • Not available to financial institutions
Notice Period $0 – $1,999$2,000+
32 days 0.00%4.00%
90 days 0.00%4.15%
Term Deposit
Current rates p.a.
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  • Maximum deposit $5,000,000 per customer
  • Rates not available to financial institutions

Specials:

Term Deposits
4.00% p.a. for 200 days | Minimum investment $10,000

Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
30 days n/a2.75%2.75%2.75%
60 days n/a2.75%2.75%2.75%
90 days 2.00%3.25%3.30%3.30%
100 days 2.00%3.25%3.30%3.30%
120 days 2.00%3.20%3.30%3.30%
150 days 2.00%3.50%3.60%3.60%
6 months 2.00%3.65%3.75%3.75%
200 days 2.00%3.90%4.00%4.00%
9 months 2.00%3.75%3.85%3.85%
1 year 2.00%4.00%4.10%4.10%
2 years 2.00%4.10%4.20%4.20%
3 years 2.00%4.30%4.40%4.40%
4 years 2.00%4.45%4.55%4.55%
5 years 2.00%4.60%4.70%4.70%
Interim Interest options
1 year 2.00%3.95%4.05%4.05%
2 years 2.00%4.00%4.10%4.10%
3 years 2.00%4.10%4.20%4.20%
4 years 2.00%4.10%4.20%4.20%
5 years 2.00%4.10%4.20%4.20%

Everyday banking

Business Edge cheque account
Current rates p.a.
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$0+ 0.00%
NPO Performer Call
Current rates p.a.
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$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Business overdraft
Current rates p.a.
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Business Base rate 9.70%
Unauthorised/Excess Rate 22.00%

Credit cards

Business MasterCard
Current rates p.a.
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$0+ 16.90%

Foreign Currency Accounts

Looking for foreign exchange rates?

FX Australian Dollars
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $74,999 2.25%
$75,000+ 2.50%
FX Great Britain Pounds
Current rates p.a.
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£0 – £4,999 0.00%
£5,000 – £29,999 0.00%
£30,000+ 0.00%
FX United States Dollars
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $54,999 0.00%
$55,000+ 0.00%
FX Japanese Yen
Current rates p.a.
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¥0+ 0.00%
FX Euros
Current rates p.a.
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€0 – €9,999 0.00%
€10,000 – €39,999 0.00%
€40,000+ 0.00%
FX Canadian Dollars
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $74,999 0.00%
$75,000 – $149,999 0.00%
$150,000+ 0.00%
FX Bahrain Dinar
Current rates p.a.
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BHD 0 – BHD 9,999 0.00%
BHD 10,000 – BHD 74,999 0.00%
BHD 75,000 – BHD 149,999 0.00%
BHD 150,000+ 0.00%
FX Swiss Francs
Current rates p.a.
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CHF 0 – CHF 9,999 0.00%
CHF 10,000 – CHF 74,999 0.00%
CHF 75,000 – CHF 149,999 0.00%
CHF 150,000+ 0.00%
FX Czech Republic Koruna
Current rates p.a.
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CZK 0 – CZK 9,999 0.00%
CZK 10,000 – CZK 74,999 0.00%
CZK 75,000 – CZK 149,999 0.00%
CZK 150,000+ 0.00%
FX Danish Krone
Current rates p.a.
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DKK 0 – DKK 9,999 0.00%
DKK 10,000 – DKK 74,999 0.00%
DKK 75,000 – DKK 149,999 0.00%
DKK 150,000+ 0.00%
FX Hong Kong Dollars
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $74,999 0.00%
$75,000 – $149,999 0.00%
$150,000+ 0.00%
FX Hungarian Forint
Current rates p.a.
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HUF 0 – HUF 9,999 0.00%
HUF 10,000 – HUF 74,999 0.00%
HUF 75,000 – HUF 149,999 0.00%
HUF 150,000+ 0.00%
FX Israel Shekel
Current rates p.a.
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ILS 0 – ILS 9,999 0.00%
ILS 10,000 – ILS 74,999 0.00%
ILS 75,000 – ILS 149,999 0.00%
ILS 150,000+ 0.00%
FX Mexican Pesos
Current rates p.a.
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MXN 0 – MXN 9,999 0.00%
MXN 10,000 – MXN 74,999 0.00%
MXN 75,000 – MXN 149,999 0.00%
MXN 150,000+ 0.00%
FX Norwegian Krone
Current rates p.a.
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NOK 0 – NOK 9,999 0.00%
NOK 10,000 – NOK 74,999 0.00%
NOK 75,000 – NOK 149,999 0.00%
NOK 150,000+ 0.00%
FX Poland Zloty
Current rates p.a.
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PLN 0 – PLN 9,999 0.00%
PLN 10,000 – PLN 74,999 0.00%
PLN 75,000 – PLN 149,999 0.00%
PLN 150,000+ 0.00%
FX Saudi Arabian Riyal
Current rates p.a.
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SAR 0 – SAR 9,999 0.00%
SAR 10,000 – SAR 74,999 0.00%
SAR 75,000 – SAR 149,999 0.00%
SAR 150,000+ 0.00%
FX Swedish Krona
Current rates p.a.
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SEK 0 – SEK 9,999 0.00%
SEK 10,000 – SEK 74,999 0.00%
SEK 75,000 – SEK 149,999 0.00%
SEK 150,000+ 0.00%
FX Singapore Dollars
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $74,999 0.00%
$75,000 – $149,999 0.00%
$150,000+ 0.00%
FX South African Rand
Current rates p.a.
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ZAR 0 – ZAR 9,999 0.00%
ZAR 10,000 – ZAR 74,999 0.00%
ZAR 75,000 – ZAR 149,999 0.00%
ZAR 150,000+ 0.00%

Talk to us

Call our business banking team on 0800 601 601

Enquire online

Also check out:

Personal banking rates

Our competitive personal banking interest rates may save you money.

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Foreign exchange rates

Get an indication of what your NZ dollar is worth in foreign cash — or vice versa.

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Kiwibank Limited is not bound to lend at any of the specified rates.