Interest rates

Savings and Investments

Business Performer Call
Current rates p.a.
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$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Business Online Call
Current rates p.a.
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$0 – $1,999 0.00%
$2,000+ 3.15%*
Notice Saver
Current rates p.a.
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Term $0 – $1,999$2,000+
32 days 0.00%4.10%
90 days 0.00%4.30%
NPO Performer Call
Current rates p.a.
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$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Term Deposit
Current rates p.a.
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Specials:

Term Deposits | 4.40% p.a. for 150 days | Minimum $10,000

Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
30 days n/a2.75%2.75%2.75%
60 days n/a2.75%2.75%2.75%
90 days 2.00%3.25%3.30%3.30%
100 days 2.00%3.25%3.30%3.30%
120 days 2.00%3.30%3.40%3.40%
150 days 2.00%4.30%4.40%4.40%
6 months 2.00%3.80%3.90%3.90%
200 days 2.00%3.80%3.90%3.90%
1 year 2.00%4.40%4.50%4.50%
2 years 2.00%4.70%4.80%4.80%
3 years 2.00%4.90%5.00%5.00%
4 years 2.00%5.30%5.40%5.40%
5 years 2.00%5.70%5.80%5.80%
Interest paid monthly
1 year 2.00%4.35%4.45%4.45%
2 years 2.00%4.60%4.70%4.70%
3 years 2.00%4.70%4.80%4.80%
4 years 2.00%4.95%5.05%5.05%
5 years 2.00%5.20%5.30%5.30%

Everyday banking

Business Edge cheque account
Current rates p.a.
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$0+ 0.00%
Business overdraft
Current rates p.a.
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Business Base rate 9.70%
Unauthorised/Excess Rate 22.00%

Credit cards

Business MasterCard
Current rates p.a.
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$0+ 16.90%

Foreign Currency Accounts

FX US $
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $54,999 0.00%
$55,000+ 0.00%
FX GB £
Current rates p.a.
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£0 – £4,999 0.00%
£5,000 – £29,999 0.00%
£30,000+ 0.00%
FX EU €
Current rates p.a.
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€0 – €9,999 0.00%
€10,000 – €39,999 0.00%
€40,000+ 0.00%
FX AU $
Current rates p.a.
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$0 – $9,999 0.00%
$10,000 – $74,999 2.25%
$75,000+ 2.50%
FX JP ¥
Current rates p.a.
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¥0+ 0.00%

You might also be interested in the personal banking rates.

Business loans

For further information on our interest rates or to apply for any of these accounts, contact us on:

Phone: 0800 601 601
Email: business.banking@kiwibank.co.nz
Online: Complete this form and we will get in touch with you.

Conditions

Kiwibank Limited is not bound to lend at any of the specified rates.