Interest rates

Savings and Investments

Business Performer Call
Current rates p.a.
Show
$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Business Online Call
Current rates p.a.
Show

* Rate includes bonus interest of 0.75%p.a. if no withdrawals are made within the calendar month.
$0 – $1,999 0.00%
$2,000+ 3.15%*
Notice Saver
Current rates p.a.
Show

Fees

There are no transaction, entry or management fees. An immediate withdrawal will incur an interest adjustment penalty. The amount of the penalty varies depending on the notice period, the current rate of return, and the amount you wish to withdraw.

  • Limits may apply for Business customers
  • Not available to financial institutions
Term $0 – $1,999$2,000+
32 days 0.00%4.10%
90 days 0.00%4.30%
NPO Performer Call
Current rates p.a.
Show
$0 – $4,999 0.00%
$5,000 – $19,999 1.50%
$20,000 – $49,999 1.50%
$50,000 – $99,999 2.25%
$100,000+ 3.15%
Term Deposit
Current rates p.a.
Show
  • Maximum deposit $5,000,000 per customer
  • Rates not available to financial institutions

Specials:

Term Deposits | 4.40% p.a. for 150 days | Minimum $10,000

Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
30 days n/a2.75%2.75%2.75%
60 days n/a2.75%2.75%2.75%
90 days 2.00%3.25%3.30%3.30%
100 days 2.00%3.25%3.30%3.30%
120 days 2.00%3.30%3.40%3.40%
150 days 2.00%4.30%4.40%4.40%
6 months 2.00%3.80%3.90%3.90%
200 days 2.00%3.80%3.90%3.90%
1 year 2.00%4.40%4.50%4.50%
2 years 2.00%4.70%4.80%4.80%
3 years 2.00%4.90%5.00%5.00%
4 years 2.00%5.30%5.40%5.40%
5 years 2.00%5.70%5.80%5.80%
Interest paid monthly
1 year 2.00%4.35%4.45%4.45%
2 years 2.00%4.60%4.70%4.70%
3 years 2.00%4.70%4.80%4.80%
4 years 2.00%4.95%5.05%5.05%
5 years 2.00%5.20%5.30%5.30%

Everyday banking

Business Edge cheque account
Current rates p.a.
Show
$0+ 0.00%
Business overdraft
Current rates p.a.
Show
Business Base rate 9.70%
Unauthorised/Excess Rate 22.00%

Credit cards

Business MasterCard
Current rates p.a.
Show
$0+ 16.90%

Foreign Currency Accounts

FX US $
Current rates p.a.
Show
$0 – $9,999 0.00%
$10,000 – $54,999 0.00%
$55,000+ 0.00%
FX GB £
Current rates p.a.
Show
£0 – £4,999 0.00%
£5,000 – £29,999 0.00%
£30,000+ 0.00%
FX EU €
Current rates p.a.
Show
€0 – €9,999 0.00%
€10,000 – €39,999 0.00%
€40,000+ 0.00%
FX AU $
Current rates p.a.
Show
$0 – $9,999 0.00%
$10,000 – $74,999 2.25%
$75,000+ 2.50%
FX JP ¥
Current rates p.a.
Show
¥0+ 0.00%

You might also be interested in the personal banking rates.

Business loans

For further information on our interest rates or to apply for any of these accounts, contact us on:

Phone: 0800 601 601
Email: business.banking@kiwibank.co.nz
Online: Complete this form and we will get in touch with you.

Conditions

Kiwibank Limited is not bound to lend at any of the specified rates.