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Legal Documents

Annual Reports and Bank Disclosures

  • Kiwibank’s quarterly disclosure statements, and the annual reports of Kiwibank and its related entities.

    Kiwibank Annual Report

    • pdfKiwibank Disclosure Statement & Annual Report (PDF 1.6 MB)

    Kiwibank Disclosure Statement

    • pdfKiwibank Disclosure Statement (December 2012) (PDF 1.7 MB)

    Other Annual Reports

    • pdfKiwi Capital Securities Limited Annual Report and Financial Statements (June 2012) (PDF 1.14 MB)
    • pdfKiwibank KiwiSaver Scheme Annual Report (March 2012) (PDF 538 KB)
    • pdfKiwibank KiwiSaver Scheme Annual Report Statement of Changes (PDF 334 KB)
    • pdfKiwibank KiwiSaver Scheme Annual Report Statement of Changes to Trust Deed (PDF 593 KB)
    • pdfKiwibank PIE Unit Trust Annual Report (June 2012) (PDF 429 KB)

    Other Reports

    • pdfKiwi Capital Securities Limited Interim Financial Statements (December 2012) (PDF 688 KB)

    Previous Disclosure Statements

    September 2012

    • pdfKiwibank Disclosure Statement (PDF 877 KB)

    June 2012

    • pdfKiwibank Disclosure Statement & Annual Report (PDF 1.6 MB)

    March 2012

    • pdfKiwibank Disclosure Statement (PDF 444 KB)

    December 2011

    • pdfKiwibank Disclosure Statement (PDF 1.72 MB)

    September 2011

    • pdfDisclosure Statement (PDF 1.1 MB)

    June 2011

    • pdfKiwibank Disclosure Statement & Annual Report (PDF 1.5 MB)

    March 2011

    • pdfDisclosure Statement (PDF 983 KB)

    December 2010

    • pdfGeneral Disclosure Statement (PDF 1.7 MB)
    • pdfKey Information Summary (PDF 167 KB)

    September 2010

    • pdfGeneral Disclosure Statement (PDF 1.7 MB)
    • pdfKey Information Summary (PDF 167 KB)

    June 2010

    • pdfGeneral Disclosure Statement (PDF 1.5 MB)
    • pdfKey Information Summary (PDF 114 KB)

    March 2010

    • pdfGeneral Disclosure Statement (PDF 1.5 MB)
    • pdfKey Information Summary (PDF 106 KB)

    December 2009

    • pdfGeneral Disclosure Statement (PDF 1.8 MB)
    • pdfKey Information Summary (PDF 135 KB)

    September 2009

    • pdfGeneral Disclosure Statement (PDF 1.1 MB)
    • pdfKey Information Summary (PDF 151 KB)

    June 2009

    • pdfGeneral Disclosure Statement (PDF 1.8 MB)
    • pdfKey Information Summary (PDF 139 KB)

    March 2009

    • pdfGeneral Disclosure Statement (PDF 1.1 MB)
    • pdfKey Information Summary (PDF 114 KB)

    December 2008

    • pdfGeneral Disclosure Statement (PDF 1.8 MB)
    • pdfKey Information Summary (PDF 143 KB)

    September 2008

    • pdfGeneral Disclosure Statement (PDF 1.5 MB)
    • pdfKey Information Summary (PDF 212 KB)

    June 2008

    • pdfGeneral Disclosure Statement (PDF 1.3 MB)
    • pdfKey Information Summary (PDF 167 KB)

    March 2008

    • pdfGeneral Disclosure Statement (PDF 1.1 MB)
    • pdfKey Information Summary (PDF 1.4 MB)

    December 2007

    • pdfGeneral Disclosure Statement (PDF 4.3 MB)
    • pdfKey Information Summary (PDF 1.7 MB)

    September 2007

    • pdfGeneral Disclosure Statement (PDF 389 KB)
    • pdfKey Information Summary (PDF 192 KB)

    June 2007

    • pdfGeneral Disclosure Statement (PDF 1.2 MB)
    • pdfKey Information Summary (PDF 118 KB)

    March 2007

    • pdfGeneral Disclosure Statement (PDF 909 KB)
    • pdfKey Information Summary (PDF 102 KB)

    Supplemental disclosures

    • pdfNew Zealand Post Deed Poll Guarantee (PDF 130 KB)
    • New Zealand Post Annual and Half Year Reports

Terms and Conditions

  • Kiwibank’s terms and conditions for its accounts and services.
    • pdfCredit Card Terms and Conditions (PDF 526 KB)
    • pdfGeneral Terms and Conditions for Business Banking (PDF 995 KB)
    • pdfGeneral Terms and Conditions for Personal Banking (PDF 204 KB)
    • pdfHome Loan Terms and Conditions (PDF 429 KB)
    • pdfPersonal Loan Terms and Conditions (PDF 100 KB)

Fees

  • Kiwibank’s fees and limits brochures.
    • pdfBusiness Banking Fees and Limits (PDF 1.1 MB)
    • pdfPersonal Banking Fees and Limits (PDF 597 KB)

Investment statements

  • Investment statements for investment products issued or distributed by Kiwibank.
    • pdfInvestment Statement for Term Deposits (PDF 847 KB)
    • pdfInvestment Statement for the Kiwibank Investment Portfolio (PDF 350 KB)
    • pdfInvestment Statement for the Gareth Morgan KiwiSaver Scheme (PDF 684 KB)
    • The Kiwibank KiwiSaver Scheme (Scheme) closed to new members as from 5 December 2012. The Scheme will continue to operate for existing members, but no applications will be accepted to join or transfer into the Scheme on or after 5 December 2012. The information contained in the investment statement is for general informational purposes only, and is only applicable to existing members of the Scheme.
      pdfInvestment Statement for the Kiwibank KiwiSaver Scheme (PDF 1.3 MB)
    • pdfInvestment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Online Term Deposit Fund and Kiwibank Notice Saver (PDF 268 KB)
    • pdfDeed Poll for Subordinated Bonds (PDF 1.9 MB)
    • pdfInvestment Statement for Subordinated Bonds (PDF 297 KB)

Insurance policies

  • Policies for insurance distributed by Kiwibank.
    • pdfCredit Card Repayment Insurance Policy (PDF 1.2 MB)
    • pdfHome Loan Insurance Policy (PDF 1.6 MB)
    • pdfHouse, Contents and Vehicle Insurance Policy (PDF 1.3 MB)
    • pdfInstant Insurance for Travel Policy  (PDF 131 KB)
    • pdfLife & Living Insurance Policy  (PDF 757 KB)
    • pdfLife Insurance Policy (before 14 November 2012) (PDF 666 KB)
    • pdfMasterCard Travel Insurance policy (PDF 317 KB)
    • pdfPersonal Loan Insurance Policy (PDF 151 KB)

Financial adviser disclosures

  • Kiwibank’s Qualifying Financial Entity (QFE) Disclosure Statement.
    • pdfQFE Disclosure Statement (PDF 59 KB)
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