Legal Documents

Annual Reports and Bank Disclosures

Kiwibank’s quarterly disclosure statements, and the annual reports of Kiwibank and its related entities.
Kiwibank Annual Report
- Kiwibank Disclosure Statement & Annual Report (June 2011) (PDF 1.5 MB)
Kiwibank Disclosure Statement
- Kiwibank Disclosure Statement (December 2011) (PDF 1.72 MB)
Other Annual Reports
- Kiwi Capital Securities Limited Interim Financial Statements (December 2011) (PDF 851 KB)
- Kiwibank KiwiSaver Scheme Annual Report (June 2011) (PDF 1.69 MB)
- Kiwibank PIE Unit Trust Annual Report (June 2011) (PDF 1.1 MB)
Previous Disclosure Statements

September 2011
- Disclosure Statement (PDF 1.1 MB)
March 2011
- Disclosure Statement (PDF 983 KB)
December 2010
- General Disclosure Statement (PDF 1.7 MB)
- Key Information Summary (PDF 167 KB)
September 2010
- General Disclosure Statement (PDF 1.7 MB)
- Key Information Summary (PDF 167 KB)
June 2010
- General Disclosure Statement (PDF 1.5 MB)
- Key Information Summary (PDF 114 KB)
March 2010
- General Disclosure Statement (PDF 1.5 MB)
- Key Information Summary (PDF 106 KB)
December 2009
- General Disclosure Statement (PDF 1.8 MB)
- Key Information Summary (PDF 135 KB)
September 2009
- General Disclosure Statement (PDF 1.1 MB)
- Key Information Summary (PDF 151 KB)
June 2009
- General Disclosure Statement (PDF 1.8 MB)
- Key Information Summary (PDF 139 KB)
March 2009
- General Disclosure Statement (PDF 1.1 MB)
- Key Information Summary (PDF 114 KB)
December 2008
- General Disclosure Statement (PDF 1.8 MB)
- Key Information Summary (PDF 143 KB)
September 2008
- General Disclosure Statement (PDF 1.5 MB)
- Key Information Summary (PDF 212 KB)
June 2008
- General Disclosure Statement (PDF 1.3 MB)
- Key Information Summary (PDF 167 KB)
March 2008
- General Disclosure Statement (PDF 1.1 MB)
- Key Information Summary (PDF 1.4 MB)
December 2007
- General Disclosure Statement (PDF 4.3 MB)
- Key Information Summary (PDF 1.7 MB)
September 2007
- General Disclosure Statement (PDF 389 KB)
- Key Information Summary (PDF 192 KB)
June 2007
- General Disclosure Statement (PDF 1.2 MB)
- Key Information Summary (PDF 118 KB)
March 2007
- General Disclosure Statement (PDF 909 KB)
- Key Information Summary (PDF 102 KB)
Supplemental disclosures
- New Zealand Post Deed Poll Guarantee (PDF 130 KB)
- New Zealand Post Annual and Half Year Reports

Terms and Conditions

Kiwibank’s terms and conditions for its accounts and services.
- Credit Card Terms and Conditions (PDF 216 KB)
- General Terms and Conditions for Business Banking (PDF 995 KB)
- General Terms and Conditions for Personal Banking (PDF 666 KB)
- Home Loan Terms and Conditions (PDF 396 KB)
- Personal Loan Terms and Conditions (PDF 471 KB)

Fees

Kiwibank’s fees and limits brochures.
- Business Banking Fees and Limits (PDF 307 KB)
- Personal Banking Fee and Limits (PDF 213 KB)

Investment statements

Investment statements for investment products issued or distributed by Kiwibank.
- Investment Statement for Term Deposits (PDF 657 KB)
- Investment Statement for the Kiwibank Investment Portfolio (PDF 831 KB)
- Investment Statement for the Kiwibank KiwiSaver Scheme (PDF 2.5 MB)
- Investment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Online Term Deposit Fund and Kiwibank Notice Saver (PDF 279 KB)

Insurance policies

Policies for insurance distributed by Kiwibank.
- Contents Disaster Insurance Policy (PDF 96 KB)
- Credit Card Repayment Insurance Policy (PDF 717 KB)
- Home Loan Insurance Policy (PDF 280 KB)
- House, Contents and Vehicle Insurance Policy (PDF 1.3 MB)
- Instant Insurance for Travel Policy (PDF 131 KB)
- Life Insurance Policy (PDF 236 KB)
- MasterCard Travel Insurance Policy (PDF 336 KB)
- Personal Loan Insurance Policy (PDF 151 KB)

Financial adviser disclosures

Kiwibank’s Qualifying Financial Entity (QFE) Disclosure Statement.
- QFE Disclosure Statement (PDF 198 KB)