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Legal Disclosure Documents

Annual Report

General Disclosure Statement and Annual Report, June 2010 (PDF 1.6 MB)

Code of Banking Practice

Code of Banking Practice – Fourth Edition, July 2007 (PDF 844 KB)

Disclosure Statements

Key Information Summary, June 2010 (PDF 111 KB)

Supplemental disclosure statements:

Crown Guarantees
Retail Deposit Guarantee Scheme
- Crown Deed of Guarantee (Registered Bank) (PDF 1.6 MB)
- Deed of Amendment of the Crown Deed of Nomination (Unit Trust) - Kiwibank PIE Online Call Fund (PDF 6.8 MB)
- Deed of Amendment of the Crown Deed of Nomination (Unit Trust) - Kiwibank PIE Term Deposit Fund (PDF 4.7 MB)
New Zealand Post Guarantee
- NZ Post Annual Report 2009 (PDF 8 MB)
- Deed Poll Guarantee (PDF 96 KB)

Investment Statements

Investment Statement for Kiwibank KiwiSaver Scheme (PDF 1.6MB)
Investment Statement for the Kiwibank Investment Portfolio (PDF 892KB)
Investment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Term Deposit Fund (PDF 420 KB)
Investment Statement for Term Deposits (PDF 984 KB)

Supplemental information:

Kiwibank Investment Portfolio – Withdrawing Funds Form (PDF 50 KB)
Kiwibank PIE Unit Trust – Annual Report and Financial Statements for the year ended 30 June 2009 (PDF 2 MB)

Kiwi Income Securities

Investment Statement for offer of shares by Kiwi Capital Securities Limited (PDF 1.1 MB)
Prospectus for offer of shares by Kiwi Capital Securities Limited, 29 March 2010 (PDF 8MB)

Insurance Policies

Contents Disaster Insurance Policy (PDF 96 KB)
Credit Card Repayment Insurance Policy (PDF 220 KB)
House, Contents and Vehicle Insurance Policy (PDF 1.3 MB)
Instant Insurance for Travel Policy (PDF 131 KB)
Life Insurance Policy (PDF 96 KB)
Loan Insurance Policy (PDF 99 KB)
MasterCard Gold Travel Insurance Policy (PDF 336 KB)
Personal Loan Insurance Policy (PDF 151 KB)

Terms and Conditions

Credit Card Terms and Conditions for business banking (PDF 124 KB)
Credit Card Terms and Conditions for personal banking (PDF 192 KB)
General Terms and Conditions for business banking (PDF 192 KB)
General Terms and Conditions for personal banking (PDF 666 KB)
Home Loan Terms and Conditions (PDF 256 KB)
Overdraft Terms and Conditions for personal banking (PDF 86 KB)
Personal Loan Terms and Conditions (PDF 308 KB)
Welcome Home Loan Overdraft Terms and Conditions (PDF 196 KB)