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Legal Disclosure Documents

Annual Report

• General Disclosure Statement and Annual Report, June 2009 (PDF 2 MB)

Code of Banking Practice

• Code of Banking Practice – Fourth Edition, July 2007 (PDF 844 KB)

Disclosure Statements

• General Disclosure Statement, December 2009 (PDF 2 MB)
• Key Information Summary, December 2009 (PDF 128 KB)
• Key Information Summary, June 2009 (PDF 139 KB)

Supplemental disclosure statements:

• Crown Guarantees

  Retail Deposit Guarantee Scheme

  • Crown Deed of Guarantee (Registered Bank) (PDF 1.6 MB)
  • Deed of Amendment of the Crown Deed of Nomination (Unit Trust) - Kiwibank PIE Online Call Fund (PDF 6.8 MB)
  • Deed of Amendment of the Crown Deed of Nomination (Unit Trust) - Kiwibank PIE Term Deposit Fund (PDF 4.7 MB)

  Wholesale Funding Guarantee Facility

  • Crown Wholesale Funding Guarantee (PDF 269 KB)
  • Guarantee Eligibility Certificate (PDF 96 KB)

• New Zealand Post Guarantee

  • NZ Post Annual Report 2009 (PDF 8 MB)
  • Deed Poll Guarantee (PDF 96 KB)

Investment Statements

• Investment Statement for the Kiwibank Investment Portfolio (PDF 474KB)
• Investment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Term Deposit Fund (PDF 420 KB)
• Investment Statement for Term Deposits (PDF 984 KB)

Supplemental information:

• Kiwibank PIE Unit Trust – Annual Report and Financial Statements for the year ended 30 June 2009 (PDF 2 MB)

Insurance Policies

• Contents Disaster Insurance Policy (PDF 96 KB)
• Credit Card Repayment Insurance Policy (PDF 220 KB)
• House, Contents and Vehicle Insurance Policy (PDF 1.3 MB)
• Instant Insurance for Travel Policy (PDF 200 KB)
• Life Insurance Policy (PDF 96 KB)
• Loan Insurance Policy (PDF 99 KB)
• MasterCard Gold Travel Insurance Policy (PDF 336 KB)
• Personal Loan Insurance Policy (PDF 151 KB)

Terms and Conditions

• Credit Card Terms and Conditions for business banking (PDF 124 KB)
• Credit Card Terms and Conditions for personal banking (PDF 192 KB)
• General Terms and Conditions for business banking (PDF 192 KB)
• General Terms and Conditions for personal banking (PDF 444 KB)
• Home Loan Terms and Conditions (PDF 256 KB)
• Overdraft Terms and Conditions for personal banking (PDF 86 KB)
• Personal Loan Terms and Conditions (PDF 308 KB)
• Welcome Home Loan Overdraft Terms and Conditions (PDF 196 KB)